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Car accidents are inevitable. Even with the most stringent of traffic rules, it is difficult to get by anywhere in the world without being involved in a car accident at least once during your lifetime. However, accidents can be serious or less serious. Less serious accidents occur when both drivers manage to come out of their cars and shake hands after the accident leaving no injuries behind. However, as we know, sometimes this is not always the case.
What is a Non-Fault Accident?
A non- fault accident claim is when an accident occurs and it is not the fault of one of the parties. i.e. They are going about their own business and have been the victim of a collision.
When you are in a non-fault vehicle accident, you can claim compensation against the “at fault” driver through their insurance company. In Car accident claim you usually need to convince the other driver’s insurance company that its own insured driver was at fault for the car accident, as a part of a “ 3rd party claim” To cut it down in simple words, when you get in an accident and the other persons’ insurer pays for the damage control and any other compensation then, “it’s a non-fault claim”
Fault Vs Non-Fault Accident
Sometimes it is hard to differentiate between Non-Fault Accidents and fault accidents.The difference between non-fault and fault systems lies in how and when policyholders can seek recovery for damages from another party involved in the accident.
A non-fault accident claim is when you are not at fault during the accident and the other driver's insurance company can fully recover any losses from the at- fault party's insurer. Whereas in fault claim you are the responsible party for the accident, particularly due to your negligence and carelessness which led to the car accident, in that case your insurer will compensate for any injuries or property damage during the car accident, to the other driver up to the limits of the policy.
Non-Fault Claims:
Non-Fault claim is when you are not to be blamed for an accident and your insurer can recover the total cost of the claim from the person whose fault it was. Non-fault accidents are a result of other driver’s negligence. If you are a victim of a Non-fault accident in London or anywhere in the UK, you are entitled to seek compensation for damages, lost wages and medical expenses.
How does a Non-Fault Car Accident Claim work
When an individual that has been injured or has suffered damage due to another person's negligence, he or she may have grounds for filing a claim against that negligent person.
Here is what to do if you are involved in a non-fault car accident:
Gather Evidence
For non-fault car accident claims to be successful, you will need proof that the other party is truly at fault especially if their insurance company initially denies responsibility. Usually if a vehicle pulls out on you, hits you from the rear or when you are stationary then it is the other person's fault.You can gather evidence by taking pictures and collecting contact information from eye witnesses before they leave the scene. Also, it might be helpful to request an accident report from the police department.
Contact WasntMyFault.com
Call us immediately and once we review your case will ensure that you have a like for like replacement vehicle within 24 hours. We will also manage the recovery, storage and repair of your vehicle as well as forward you onto our approved solicitors should you have been unfortunate enough to have been injured in the accident.
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